Most people who have seen a travel accident FAQ would have ignored before. Those things happen to others when they are on holiday will never happen to me … but they do. Lost luggage, money and documents stolen, accidents medical attention – they all happen, no matter where we are at the moment. This is essential in an era where absolutely nothing could go wrong, that an individual wants to travel look into the possibility of getting some form of travel insurance. Travel insurance was traditionally considered a waste of time and money, but it is most certainly not the case. The benefits of travel accident insurance policy is enormous if you rely on them. However, if you were lucky not to have to appeal to them that you always have peace of mind that in the background. Like any form of insurance though, travel insurance can be confusing if you are looking for the right policy for you, but have difficulty working on the benefits of each policy, so here is a comprehensive accident insurance FAQ to answer all questions you may have! FAQ 1 – What kind of travel accident insurance do I need? There are two types used – a single trip and annual. The latter can save you money if you plan to take several different countries or travel to visit one years, while some travel travel accident insurance covers only the one trip. They both have the same conditions and hence comparable coverage, so all really depends on how often you travel. FAQ 2 – How much should I expect to pay? The cost largely depends on the provider, the amount involved, the duration of your trip and how old you are. One child was cheaper to cover than an adult, and one weekend was cheaper to cover than one weeks long vacation. There are family travel accident policy that all persons traveling and are cheaper than for each individual. If you travel more than once a year however, the annual travel insurance can save you a lot of money. FAQ 3 – Should I inform the company about my state of health? The answer is a resounding yes! If you fail to know about pre-existing conditions insurance than the policy is void if you ever need to claim. Disclosure of chronic diseases and current will increase your premium, but they will pay more than if you call on them so it's never a good idea to mention your health! FAQ 4 – His extreme sports events? Under normal travel accident insurance policy extreme sports are not covered as standard, because they could endanger your health much more than just going on a beach or city. However, most insurers would like to add or extreme winter sports cover to your policy for an additional fee. The extreme sports add-on is highly recommended if you are planning to make something out of the ordinary! Apart from the travel accident insurance you ultimately choose, always read the conditions to ensure that you are fully aware of what to be for and what not, and the exceptions and exclusions. It is essential to a travel accident insurance these days, and that little peace of mind, it is worth!