There are many different factors that affect the cost of competing, cheap insurance. Smaller vans are less expensive to insure than transit vans. They are regarded by many insurance companies to easily handle and thus less likely to be involved in an accident. The age of the driver will also affect the cost of insurance premiums. Young drivers, who usually refers to young people under 25, be regarded as a higher risk that can increase the cost of the insurance of one very significant. Whereas the older drivers have more driving experience and are often less reckless driving! It is not just the age of the driver that influences the insurance, the age of the bus is taken into account by the insurance companies. Another factor that is relative to the costs in the country where you live. Those who live in large cities are thought to face increased risk due to issues such as traffic, theft and vandalism. This means that the cost of insurance is generally higher in cities than those living in rural areas. Private insurance is not necessarily less expensive that insurance business. The most important factor is to ensure that the policy is 'fit for purpose'. If you use a van for the work you must take into account including insurance instruments and equipment, and insurance for "Goods in Transit" if you get paid or rewarded for the transport of goods to third parties. There are some things you can do to help get cheap insurance. Adding a company logo on the bus can lower the cost. This is because the insurance companies you will be regarded as an important part of your business you must continue to work with and will therefore be regarded as less risk-taking. Interior immobilizers and alarms are also regarded as an effective way to deter opportunistic thieves or random vandalism. Keeping a night in a garage and adding stickers information would be thieves that nothing is kept on board at night can also help reduce attempted theft. These measures may not necessarily lower the cost of insurance, however. Some insurers will no claims discounts obtained from eligible vehicles, which will further help to reduce insurance costs. Lighter weight vans driven by more than 25 years will also be a huge impact on the cost of insurance. Older drivers who can prove that it previous driving company vehicles are rewarded with additional discounts by some insurance companies. Choosing cheap insurance is more detailed than it actually is! The important factor to remember is to inform the insurers of the van for what you use, private or business use. Also use some, if not all of the suggestions to help reduce costs. Pay attention to degradation and windscreen insurance if not included in the policy premiums and to keep you on the road and your in business.